A.M. Best Co. has affirmed the financial strength ratings (FSR) of A+ (Superior) and issuer credit ratings (ICR) of “aa” of the property/casualty subsidiaries of The Travelers Companies, Inc. (TRV) (New York, NY) [NYSE: TRV] also known as Travelers Group (Travelers), its affiliate, Travelers Casualty and Surety Company of America (TCSA) (Hartford, CT) and TCSA’s affiliate, Travelers Casualty and Surety Company of Europe Limited (TCSCE) (United Kingdom). Concurrently, A.M. Best has affirmed the ICR and senior debt ratings of “a” of TRV. A.M. Best also has affirmed the FSR of A (Excellent) and ICR of “a+” of The Premier Insurance Company of Massachusetts (Premier) (Worcester, MA) and the FSR of A (Excellent) and ICR of “a” of First Trenton Indemnity Company (First Trenton) (Parsippany, NJ). In addition, A.M. Best has affirmed the FSR of A- (Excellent) and ICR of “a-” of First Floridian Auto and Home Insurance Company (First Floridian) (Tampa, FL). The outlook for the above ratings is stable. Additionally, A.M. Best has upgraded the ICR to “aa” from “aa-” and affirmed the FSR of A+ (Superior) of Travelers Insurance Company of Canada (Travelers Canada) (Ontario). The outlook for the ICR has been revised to stable from positive, while the outlook for the FSR is stable. (See link below for a detailed list of all companies and ratings.) The ratings of Travelers reflect its strong risk-adjusted capitalization, favorable operating and underwriting results, proactive and comprehensive risk management, dominant market profile in commercial and personal lines (largely distributed through independent agents) and quality management team. The ratings also acknowledge Travelers’ proactive and comprehensive risk management, underwriting and financial discipline, relatively conservative investment portfolio, geographic and product diversification and enhanced technology and internal information systems, which have improved its underwriting effectiveness and ability to service agents and customers in both commercial and personal lines.