NEW YORK (TheStreet) -- The stock market got off to a rough start this week. Not only has the broad market swoon knocked the life out of most tickers, several companies got hit on lackluster earnings reports.My biggest concern: I am waiting for a couple of paychecks to clear. In fact, until they do, it would not bother me if the market continued to correct, drop, tank or even crash. I fully understand that the prospects of these things scare many people. If you need your money soon and you're all-in, I understand your fear. When the day comes that I am two-to-five years out from needing cash from my nest egg, I will have tucked a more-than-sufficient portion of it under my proverbial mattress.