The earnings release referenced on this call as well as the associated 10-Q can be found in the Investor section of our website verisk.com. The earnings release has also been attached to an 8-K that we have furnished to the SEC. A replay of this call will be posted on our website and available by dial-in as well for 30 days until June 2, 2012.And finally, as set forth in more detail in today’s earnings release, I will remind everyone that today’s call may include forward-looking statements about Verisk’s future performance. Actual performance could differ materially from what is suggested by our comments today. Information about the factors that could affect future performance is summarized at the end of our press release as well as contained in our recent SEC filings. And with that, I will now turn the call over to Frank Coyne. Frank J. Coyne Thank you, Eva, and good morning. In first quarter 2012, we delivered good performance of almost 11% revenue growth, 17.5% diluted adjusted EPS growth, and strong free cash flow growth. We continued strong performance in our businesses, and we are seeing benefits from our 2012 invoices and the improving performance of our P&C insurance customers. In 2011, P&C industry premiums grew 3.6% versus 1.5% percent in 2010. While the 2011 industry premiums don’t figure into our invoices until 2013, we are happy our customers are doing better because that does represent new opportunities for us. In the first quarter, our risk assessment revenue grew 5.2%, after adjusting for the impact of a transfer of some revenue to Decision Analytics, reflecting the continued value we are delivering to our customers. In Decision Analytics, we grew revenue almost 17%. And our Insurance Solutions and Decision Analytics grew about 11%. Our healthcare solutions continued on the growth trajectory we saw in the last half of 2011, growing revenue over 30% organically in the quarter. And we also were pleased to have the MediConnect team join and look forward to their contributions in the future.