Humana (HUM) Q1 2012 Earnings Call April 30, 2012 9:00 am ET Executives Michael B. McCallister - Chairman, Chief Executive Officer and Chairman of Executive Committee Bruce D. Broussard - President James H. Bloem - Chief Financial Officer, Senior Vice President and Treasurer James E. Murray - Chief Operating Officer and Executive Vice President Analysts Matthew Borsch - Goldman Sachs Group Inc., Research Division Joshua R. Raskin - Barclays Capital, Research Division Charles Andrew Boorady - Crédit Suisse AG, Research Division Sarah James - Wedbush Securities Inc., Research Division Kevin M. Fischbeck - BofA Merrill Lynch, Research Division Christine Arnold - Cowen and Company, LLC, Research Division Ana Gupte - Sanford C. Bernstein & Co., LLC., Research Division Christian Rigg - Susquehanna Financial Group, LLLP, Research Division Scott J. Fidel - Deutsche Bank AG, Research Division David H. Windley - Jefferies & Company, Inc., Research Division Peter H. Costa - Wells Fargo Securities, LLC, Research Division Carl R. McDonald - Citigroup Inc, Research Division Douglas Simpson - Morgan Stanley, Research Division Thomas A. Carroll - Stifel, Nicolaus & Co., Inc., Research Division PresentationOperator
Good morning. My name is Robin, and I will be your conference operator today. [Operator Instructions] Ms. Regina Nethery, you may begin your conference. Regina Nethery Thank you, and good morning. In a moment, our senior management team will briefly discuss highlights from our first quarter 2012 results, as well as comment on our earnings outlook for the full year. Participating in today's prepared remarks will be Mike McCallister, our Chairman of the Board and Chief Executive Officer; Bruce Broussard, Humana's President; and Jim Bloem, Senior Vice President and Chief Financial Officer.