MetLife (MET) Q1 2012 Earnings Call April 27, 2012 8:00 am ET Executives John McCallion - Head of Investor Relations and Vice President Steven A. Kandarian - Chairman of The Board, Chief Executive Officer, President and Chairman of Executive Committee Eric T. Steigerwalt - Interim Chief Financial Officer and Executive Vice President William J. Wheeler - President of The Americas Steven J. Goulart - Chief Investment Officer and Executive Vice President William Hogan - Analysts Thomas G. Gallagher - Crédit Suisse AG, Research Division Ryan Krueger - Dowling & Partners Securities, LLC Sean Dargan - Macquarie Research John M. Nadel - Sterne Agee & Leach Inc., Research Division A. Mark Finkelstein - Evercore Partners Inc., Research Division Christopher Giovanni - Goldman Sachs Group Inc., Research Division Randy Binner - FBR Capital Markets & Co., Research Division Jamminder S. Bhullar - JP Morgan Chase & Co, Research Division Edward A. Spehar - BofA Merrill Lynch, Research Division Joanne A. Smith - Scotiabank Global Banking and Market, Research Division John A. Hall - Wells Fargo Securities, LLC, Research Division PresentationOperator
Ladies and gentlemen, thank you for standing by. Welcome to the MetLife First Quarter 2012 Earnings Release Conference Call. [Operator Instructions] As a reminder, this conference is being recorded. Before we get started, I would like to read the following statement on behalf of MetLife. Except with respect to historical information statements made in this conference call constitute forward-looking statements within the meaning of the federal securities laws, including statements relating to trends in the company's operations and financial results and the business and products of the company and its subsidiaries.