NEW YORK ( TheStreet) -- Shares of H&R Block (NYSE: HRB) were gapping down Thursday morning with an open price 14.3% lower than Wednesday's closing price. The stock closed at $16.74 Wednesday and opened today's trading at $14.35. The average volume for H&R Block has been 2.8 million shares per day over the past 30 days. H&R Block has a market cap of $4.87 billion and is part of the services sector and diversified services industry. Shares are up 2.5% year to date as of the close of trading on Wednesday. H&R Block, Inc., through its subsidiaries, provides tax preparation, retail banking, and various business advisory and consulting services. The company has a P/E ratio of 12.5, below the average diversified services industry P/E ratio of 15.5 and below the S&P 500 P/E ratio of 17.7. TheStreet Ratings rates H&R Block as a hold. The company's strengths can be seen in multiple areas, such as its increase in net income, good cash flow from operations and expanding profit margins. However, as a counter to these strengths, we also find weaknesses including generally poor debt management and a generally disappointing performance in the stock itself. You can view the full H&R Block Ratings Report. Get more investment ideas from our investment research center.