ACE Limited (ACE) Q1 2012 Earnings Call April 25, 2012 8:30 am ET Executives Evan Greenburg – Chairman, Chief Executive Officer Philip Bancroft – Chief Financial Officer Sean Ringsted – Chief Risk Officer, Chief Actuary John Lupica – Chairman, Insurance – North America Helen Wilson – Investor Relations Analysts Keith Walsh – Citigroup Mike Zaremski – Credit Suisse Vinay Misquith – Evercore Partners Amit Kumar – Macquarie Thomas Mitchell – Miller Tabak Greg Locraft – Morgan Stanley Josh Shanker – Deutsche Bank Michael Nannizzi – Goldman Sachs Ian Gutterman – Adage Capital Matthew Heimermann – JP Morgan Meyer Shields – Stifel Nicolaus Josh Stirling – Sanford Bernstein Brian Meredith – UBS Jay Cohen – Bank of America Merrill Lynch PresentationOperator
Good day and welcome to ACE Limited’s First Quarter 2012 Earnings conference call. Today’s call is being recorded. At this time, all lines are in listen-only mode. There will be a question and answer session at the end of the presentation. You may press star, one on your telephone keypad at any time to enter the question queue, and star, two to remove yourself from the queue. For opening remarks and introductions, it is my pleasure to turn the call over to Helen Wilson, Investor Relations. Please go ahead. Helen Wilson Thank you and welcome to the ACE Limited March 31, 2012 First Quarter Earnings conference call. Our report today will contain forward-looking statements. These include statements relating to Company performance and guidance, premium growth, ACE’s business mix, and pricing and insurance market conditions, all of which are subject to risks and uncertainties. Actual results may differ materially. Please refer to our most recent SEC filings as well as our earnings press release and financial supplement which are available on our website for more information on factors that could affect these matters.