Regions Financial's CEO Discusses Q1 2012 Results - Earnings Call Transcript

Regions Financial (RF)

Q1 2012 Earnings Call

April 24, 2012 11:00 am ET


M. List Underwood - Director of Investor Relations

O. B. Grayson Hall - Vice Chairman, Chief Executive Officer, President, Chief Executive Officer of Regions Bank, President of Regions Bank and Director of Regions Bank

David J. Turner - Chief Financial Officer, Senior Executive Vice President, Member of the Executive Council, President of Central Region, Chief Financial Officer of Regions Bank and Senior Executive Vice President of Regions Bank

Barbara Godin - Chief Credit Officer, Executive Vice President and Head of Credit Operations - Regions Bank


Jefferson Harralson - Keefe, Bruyette, & Woods, Inc., Research Division

Matthew D. O'Connor - Deutsche Bank AG, Research Division

Kenneth M. Usdin - Jefferies & Company, Inc., Research Division

Betsy Graseck - Morgan Stanley, Research Division

Paul J. Miller - FBR Capital Markets & Co., Research Division

Craig Siegenthaler - Crédit Suisse AG, Research Division

Erika Penala

Matthew H. Burnell - Wells Fargo Securities, LLC, Research Division

Brian Foran - Nomura Securities Co. Ltd., Research Division

Kevin Fitzsimmons - Sandler O'Neill + Partners, L.P., Research Division

John G. Pancari - Evercore Partners Inc., Research Division



Good morning, and welcome to the Regions Financial Corporation's Quarterly Earnings Call. My name is Nicole, and I will be your operator for today's call. [Operator Instructions] I will now turn the call over to Mr. List Underwood to begin.

M. List Underwood

Thank you, operator, and good morning, everyone. We appreciate your participation on the call this morning. Our presenters today are our President and Chief Executive Officer, Grayson Hall; our Chief Financial Officer, David Turner. And also with us and available to answer questions are Matt Lusco, our Chief Risk Officer; and Barb Godin, our Chief Credit Officer.

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