CIT Group (CIT) Q1 2012 Earnings Call April 24, 2012 8:00 am ET Executives Kenneth A. Brause - Executive Vice President of Investor Relations John A. Thain - Chairman and Chief Executive Officer Scott T. Parker - Chief Financial Officer, Chief Accounting Officer and Executive Vice President Analysts Bradley G. Ball - Evercore Partners Inc., Research Division Christopher Brendler - Stifel, Nicolaus & Co., Inc., Research Division Henry J. Coffey - Sterne Agee & Leach Inc., Research Division David S. Hochstim - The Buckingham Research Group Incorporated Mark C. DeVries - Barclays Capital, Research Division Kenneth Bruce - BofA Merrill Lynch, Research Division Donald Fandetti - Citigroup Inc, Research Division John W. Stilmar - SunTrust Robinson Humphrey, Inc., Research Division Michael Turner - Compass Point Research & Trading, LLC, Research Division Bill Carcache - Nomura Securities Co. Ltd., Research Division Jeff K. Davis - Guggenheim Securities, LLC, Research Division PresentationOperator
Good morning, and welcome to CIT First Quarter 2012 Earnings Conference Call. My name is Frances, and I will be your operator today. [Operator Instructions] As a reminder, this conference is being recorded for replay purposes. I would now like to turn the call over to Ken Brause, Director of Investor Relations. Please proceed, sir. Kenneth A. Brause Thank you, Frances, and good morning, everyone, and welcome to CIT's First Quarter 2012 Earnings Conference Call. Our call today will be hosted by John Thain, our Chairman and CEO; and Scott Parker, our CFO. After their prepared remarks, we will have a question-and-answer session. [Operator Instructions] We'll do our best to answer as many questions as possible in the time we have this morning.