SunTrust Banks (STI) Q1 2012 Earnings Call April 23, 2012 8:00 am ET Executives Kris Dickson - William Henry Rogers - Chairman, Chief Executive Officer, President and Chairman of Executive Committee Aleem Gillani - Chief Financial Officer and Corporate Executive Vice President Kristopher Dickson - Analysts Kevin Fitzsimmons - Sandler O'Neill + Partners, L.P., Research Division Matthew H. Burnell - Wells Fargo Securities, LLC, Research Division Betsy Graseck - Morgan Stanley, Research Division Kenneth M. Usdin - Jefferies & Company, Inc., Research Division Kevin J. St. Pierre - Sanford C. Bernstein & Co., LLC., Research Division Brian Foran - Nomura Securities Co. Ltd., Research Division Craig Siegenthaler - Crédit Suisse AG, Research Division Ryan M. Nash - Goldman Sachs Group Inc., Research Division Gregory W. Ketron - UBS Investment Bank, Research Division PresentationOperator
Welcome to the SunTrust First Quarter Earnings Conference Call. [Operator Instructions] Today's conference is being recorded. If you have any objections, please disconnect at this time. I would now like to turn the conference over to Mr. Kris Dickson, Director of Investor Relations. You may begin. Kris Dickson Thanks, Wendy. Good morning, everyone. Thanks for joining SunTrust's First Quarter Earnings Conference Call. In addition to the press release, we've also provided a presentation that covers the topics we plan to address today during our call. The press release, presentation and detailed financial schedules are available on our website, www.suntrust.com. This information can be accessed by going to the Investor Relations section of the website. With me today, among other members of our executive management team, are Bill Rogers, our Chairman and Chief Executive Officer; Aleem Gillani, our Chief Financial Officer; and Tom Freeman, our Chief Risk Officer.