Gold is denominated in U.S. dollars so one of the regular gold ETFs could work. PERM uses the ETF Securities Gold Trust ( SGOL).
While it's tempting for consumers to spend their tax refund, investing their tax dollars in an IRA or stocks now can generate a substantial amount of savings.
Michael Cuggino, portfolio manager for the Permanent Portfolio Fund, also makes the case for Freeport-McMoRan.
Facebook shares are up over 14 percent thus far in 2016 and sailed through first quarter earnings season, even while other large-cap tech players stumbled.
But it teaches a lesson about investment patience.