Popular, Inc. (BPOP) Q1 2012 Earnings Call April 20, 2012 10:30 am ET Executives Enrique I. Martel – Manager-Investor Relations and Communications Richard L. Carrión – Chairman, President and Chief Executive Officer Jorge A. Junquera – Senior Executive Vice President and Chief Financial Officer Lidio V. Soriano – Executive Vice President, Chief Risk Officer Carlos J. Vázquez – Executive Vice President Analysts Joe Gladue – B. Riley & Co. Ken Zerbe – Morgan Stanley & Co. LLC Michael Sarcone – Sandler O’Neill & Partners Derek R. Hewett – Keefe, Bruyette & Woods, Inc. Jose Carmona – Caribbean Business PresentationOperator
Good day, ladies and gentlemen, and welcome to the First Quarter 2012 Popular, Inc. Earnings Conference Call. My name is Stacey and I’ll be your conference moderator for today. At this time, all participants are in a listen-only mode. We will conduct a question-and-answer session towards the end of the conference. (Operator Instructions) As a reminder, this conference call is being recorded for replay purposes. I’d now like to turn the presentation over to your host for today to Mr. Enrique Martel, Corporate Communication. Please proceed. Enrique I. Martel Good morning. Thank you for joining us on today’s call. Our Chairman and CEO, Richard Carrión; our CFO, Jorge Junquera; and our CRO, Lidio Soriano, will review our first quarter results and then answer your questions. We’ll be joined in the Q&A session by other members of our management team. Before we start, I would like to remind you that in today’s call, we may make forward-looking statements that are based on management’s current expectations and are subject to risks and uncertainties. Factors that could cause actual results to differ materially from these forward-looking statements are set forth within today’s earnings press release and are detailed in our SEC filings, our financial quarterly release, and supplements. You may find today’s press release and our SEC filings on our webpage, which you may visit by going to www.popular.com.