Fifth Third Bancorp (FITB) Q1 2012 Earnings Call April 19, 2012 9:30 am ET Executives Jeff Richardson - Director of Investor Relations and Corporate Analysis Kevin T. Kabat - Chief Executive Officer, President, Executive Director, Member of Trust Committee and Member of Finance Committee Daniel T. Poston - Chief Financial officer and Executive Vice President Bruce K. Lee - Chief Credit Officer and Executive Vice President Tayfun Tuzun - Senior Vice President and Treasurer Analysts Ken A. Zerbe - Morgan Stanley, Research Division Kenneth M. Usdin - Jefferies & Company, Inc., Research Division Leanne Erika Penala - BofA Merrill Lynch, Research Division Kevin J. St. Pierre - Sanford C. Bernstein & Co., LLC., Research Division Brian Foran - Nomura Securities Co. Ltd., Research Division Todd L. Hagerman - Sterne Agee & Leach Inc., Research Division Paul J. Miller - FBR Capital Markets & Co., Research Division Craig Siegenthaler - Crédit Suisse AG, Research Division PresentationOperator
Good morning. My name is Kenya and I will be your conference operator today. At this time, I would like to welcome everyone to the Fifth Third Bank Earnings Conference Call. [Operator Instructions] Mr. Richardson, you may begin your conference. Jeff Richardson Thanks, Kenya. Good morning. Today we'll be talking with you about our first quarter 2012 results. This call may contain certain forward-looking statements about Fifth Third pertaining to our financial condition, results of operations, plans and objectives. These statements involve certain risks and uncertainties. There are a number of factors that could cause results to differ materially from historical performance in these statements. We've identified some of these factors in our forward-looking cautionary statement at the end of our earnings release and in other materials, and we encourage you to review them. Fifth Third undertakes no obligation and would not expect to update any such forward-looking statements after the date of this call.