The Travelers Companies (TRV) Q1 2012 Earnings Call April 19, 2012 9:00 am ET Executives Gabriella Nawi - Senior Vice President of Investor Relations and Member of Operating Committee Jay S. Fishman - Chairman, Chief Executive Officer and Chairman of Executive Committee Jay S. Benet - Vice Chairman and Chief Financial Officer Brian W. MacLean - President and Chief Operating Officer Alan D. Schnitzer - Vice Chairman, Chief Legal Officer and Chief Executive Officer of Financial, Professional & International Insurance Doreen Spadorcia - Chief Executive Officer of Personal Insurance and Executive Vice President of Claim Services Analysts Michael Zaremski - Crédit Suisse AG, Research Division Amit Kumar - Macquarie Research Gregory Locraft - Morgan Stanley, Research Division Keith F. Walsh - Citigroup Inc, Research Division Jay Gelb - Barclays Capital, Research Division Michael Nannizzi - Goldman Sachs Group Inc., Research Division Matthew G. Heimermann - JP Morgan Chase & Co, Research Division Larry Greenberg - Langen McAlenney PresentationOperator
Good morning, ladies and gentlemen, and welcome to the First Quarter Results Teleconference for Travelers. [Operator Instructions] As a reminder, this conference is being recorded on Thursday, April 19, 2012. At this time, I would like to turn the call over to Ms. Gabriella Nawi, Senior Vice President of Investor Relations. Ms. Nawi, you may begin. Gabriella Nawi Thank you, Tina. Good morning and welcome to Travelers' discussion of our first quarter 2012 results. Hopefully, all of you have seen our press release, financial supplement and webcast presentation released earlier this morning. All of these materials can be found on our website at www.travelers.com under the investors section.