American Express Management Discusses Q1 2012 Results - Earnings Call Transcript

American Express (AXP)

Q1 2012 Earnings Call

April 18, 2012 5:00 pm ET


Rick Petrino -

Daniel T. Henry - Chief Financial officer, Executive Vice President and Member of Operating Committee

Donald Fandetti - Research Analyst

Kenneth Bruce - Research Analyst


Brian Foran - Nomura Securities Co. Ltd., Research Division

Donald Fandetti - Citigroup Inc, Research Division

David S. Hochstim - The Buckingham Research Group Incorporated

John W. Stilmar - SunTrust Robinson Humphrey, Inc., Research Division

Bradley G. Ball - Evercore Partners Inc., Research Division

Robert P. Napoli - William Blair & Company L.L.C., Research Division

Craig J. Maurer - Credit Agricole Securities (USA) Inc., Research Division

Sanjay Sakhrani - Keefe, Bruyette, & Woods, Inc., Research Division

Richard B. Shane - JP Morgan Chase & Co, Research Division

Mark C. DeVries - Barclays Capital, Research Division

Kenneth Bruce - BofA Merrill Lynch, Research Division

Moshe Orenbuch - Crédit Suisse AG, Research Division



Ladies and gentlemen, thank you for standing by, and welcome to the American Express First Quarter 2012 Earnings Release. [Operator Instructions] As a reminder, today's call is being recorded. I will now like to turn the conference over to Rick Petrino. Please go ahead.

Rick Petrino

Thank you. Welcome, and thanks, everyone, for joining today's call. Before I turn it over to Dan Henry, I want to remind you that the discussion today contains certain forward-looking statements about the company's future financial performance and business prospects, which are subject to risks and uncertainties and speak only as of today. The words believe, expect, anticipate, estimate, optimistic, intend, plan, aim, will, should, could, likely and similar expressions are intended to identify forward-looking statements. Factors that could cause actual results to differ materially from those forward-looking statements, including the company's financial and other goals, are set forth within today's earnings press release and earnings supplement, which were filed in an 8-K report and in the company's 2010 10-K report already on file with the SEC.

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