|Earnings Per Diluted Share||2012||2011*|
- 23% growth in gross premiums written, including 10% growth driven by Contractors Bonding and Insurance Company (CBIC).
- Combined ratio of 89.1.
- Underwriting income of $14.9 million.
- $7.8 million ($0.24 per share) pretax favorable development in prior years’ loss reserves, net of effects on bonus and profit sharing-related expenses.
- Comprehensive earnings of $38.8 million ($1.80 per share).