Fulton Financial (FULT) Q1 2012 Earnings Call April 18, 2012 10:00 am ET Executives Laura Wakeley - R. Scott Smith - Chairman, Chief Executive Officer, Member of Executive Committee and Ex-officio Member of Risk Management Committee E. Philip Wenger - President, Chief Operating Officer, Director, Member of Executive Committee and Ex-officio Member of Risk Management Committee Charles J. Nugent - Chief Financial Officer and Senior Executive Vice President Analysts Frank Schiraldi - Sandler O'Neill + Partners, L.P., Research Division Bob Ramsey - FBR Capital Markets & Co., Research Division Nick Karzon Richard D. Weiss - Janney Montgomery Scott LLC, Research Division Collyn Bement Gilbert - Stifel, Nicolaus & Co., Inc., Research Division Mac Hodgson - SunTrust Robinson Humphrey, Inc., Research Division Russell Gunther - BofA Merrill Lynch, Research Division David Darst - Guggenheim Securities, LLC, Research Division PresentationOperator
Good day, ladies and gentlemen, and welcome to the Fulton Financial Corporation Announces First Quarter Earning Conference Call. Today's call is being recorded. I will now turn the call over to Ms. Laura J. Wakeley, Senior Vice President. Please go ahead, Ms. Wakeley. Laura Wakeley Great. Thank you. Good morning, everyone, and thank you for joining us for our conference call and webcast to discuss Fulton Financial Corporation's earnings for the first quarter of 2012. Your host for today's call is Scott Smith, Chairman and Chief Executive Officer of Fulton Financial. Joining him are Phil Wenger, President and Chief Operating Officer; and Charlie Nugent, Senior Executive Vice President and Chief Financial Officer. Our comments today will refer to the financial information included with our earnings announcement, which we released at 4:30 yesterday afternoon. These documents can be found on our website at fult.com by clicking on Investor Relations and then on News.