The following commentary comes from an independent investor or market observer as part of TheStreet's guest contributor program, which is separate from the company's news coverage.NEW YORK ( Trefis) --
Even Apple doesn't like to overpay.
Retail may be dying, but Cohen isn't scared.
Pandora may be a takeover target after all -- just further down the road.
You may want to stay away from tech, from the crowded trades. But maybe you shouldn't give up so easily, says Jim Cramer.