The following commentary comes from an independent investor or market observer as part of TheStreet's guest contributor program, which is separate from the company's news coverage.NEW YORK ( TheStreet) -- Q: I recently asked my girlfriend of two years to marry me. My friends keep telling me that we need to have a real discussion about money before the big day. We are both financially responsible people, so I have never seen this as a problem. What do you think the best way to proceed is?
- How much will it cost to achieve the goal?
- Are either of you fiscally ready to meet that goal now, or in the near future?
- If you're far from your goal, what are the steps you will take toward meeting the goal?
- Is this goal financially viable without cutting some of your current expenses?