By Katie Little, Special to CNBC NEW YORK ( CNBC) -- Irene Rios-Knauf and her husband spent a year planning their August nuptials, but they didn't expect one raucous wedding crasher -- Hurricane Irene. Purchasing wedding insurance was also absent from the West Haven, Conn., couple's checklist. "At no point did we even think about getting insurance," David Knauf said. "We figured, 'We have a building. We're going to have a wedding.' When in fact we had to cancel, we were thinking, 'Oh my gosh, what are we going to do?' We did a lot of scrambling."
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