CVB Financial "CVBF shares have increased roughly 60% since the banking sector bottomed at the beginning of October and we believe they reflect a relatively full valuation at 1.9x TBV/share and 14x our 2012 EPS estimate," Wunderlich Securities analysts wrote in a March 22 report. "We remain encouraged by management's actions over the past several quarters to clean up the balance sheet and compete from a position of strength in Southern California. However, we believe such progress is largely discounted in the current share price, and the lack of a near-term catalyst to drive the shares meaningfully higher moves us to the sidelines at this point." Forward Annual Dividend Yield: 2.9% Rated "B (Buy)" by TheStreet Ratings: The company's fourth-quarter gross profit margin increased from the prior year. In the fourth quarter, stockholders' net worth increased 11.02% from the prior year. TheStreet Ratings' price target is $13.73. The stock closed Thursday at $11.78 and has risen 17.21% year to date.