The following commentary comes from an independent investor or market observer as part of TheStreet's guest contributor program, which is separate from the company's news coverage.NEW YORK ( TheStreet) -- Q: My friends always ask for my opinion on what they should do with their lives. I find myself lecturing them. They do not respond well, often telling me they are sick of hearing my monologues. I like being someone buddies can count on for advice. But I want to actually help. What do you think? A: Americans are infatuated with giving advice. From the nightly cable news contributors who pontificate upon political maneuverings, to those water-cooler counselors one encounters at work, offering their latest self-help find. Americans love telling people what to do with their lives. We are privately and publicly saturated with other people's opinions, and therefore we become of the mind that offering our advice is the expected route.