Or much of that $30 premium is composed of investment and fund speculation, driven by commodity indices, exchange-traded funds and hedge funds. This speculation is hiking prices and punishing consumers at the gas pumps. 18 Dividend Stocks That Will Outlive the Hype Or December 2015 Brent crude oil futures are the most undervalued investment ever seen and will make you a virtual fortune in less than three years, the kind you can retire on without worrying about your grandkids' grandkids' futures. I have a lot of respect for oil analysts and their research, and I also don't think you should bet the farm on December 2015 futures. That leaves only one possibility.