Alright, in the interest of time, we got to get going. My name is Sloan Bohlen. I work with Mr. Richard Ranson on the financial scene here, at GIR or here GS in GIR. As part of my coverage, I cover REIT stocks and also a couple of specialty finance names of which Moody’s is a part of that. We are happy to have Executive Vice President and CFO, Linda Huber with us. Who is going go to through a fairly expensive slide deck, a lot of new details so, I’d definitely tell you guys to grab a copy of the book, in the back of the room. And with that, will turn it over to Linda. Linda Huber Thank you very much Sloan, and good afternoon everyone. This afternoon I am going to give a quick corporate overview of Moody’s, and then touch on the very popular topic of the macroeconomic and capital markets outlook. Talk a little bit about the rating agency business, Moody’s investor service, and then about Moody’s Analytics and end up with the financial review and outlook for the Corporation. So, most of you may be somewhat familiar with Moody’s, particularly, the rating agency which comprises, 70% of our revenues for the trailing 12 months period. But Moody’s Analytics now, comprises about 30% of our business and involves the sale of research and software, and few other things we’ll talk about in a minute. To say to sort of financial services clients, and I hope that as a high point for the Financial Services Conference, you focus on our business targets here, at the bottom.