Staying True to Your Father: Ask Noah

The following commentary comes from an independent investor or market observer as part of TheStreet's guest contributor program, which is separate from the company's news coverage.

NEW YORK ( TheStreet) -- Q: My father taught me a lot regarding finance. His voice constantly guides my choices at work. Lately, my own financial instincts differ from his traditional, safe thinking. I feel anxious because I've always followed his lead and have respect for his teachings.

Can I get tips on both following my gut and utilizing what he taught me?

A: Excellent question.

You are blessed to have the kind of father whose advice you respect.

Along the road of your life, your father's "traditional, safe thinking," has probably protected you in all aspects; financial and otherwise.

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As children, it's more beneficial to have a father whose consistency provides a stable environment. As we grow up, whether it is professionally or personally -- we are forced to chart our own course.

While navigating this course, it's a given that many new environments, consisting of many new characters, will alter and challenge previously formed perspectives. The young professional adult often desires to be the innovator, the risk taker, the maverick, and yet financially and personally secure; all at once.

A daunting task. We try our best.

The goal becomes learning to incorporate all of our experiences and start making informed choices unique to us. Many of us still feel very challenged in this department. We automatically make decisions based singularly on our parents' teachings. This may be conscious or unconscious . . . but it is a problem.

You have become aware of this. That is itself a dynamic and bold, not static move forward for you.

Here are some guiding principles:

1. You keep hearing your father's voice for a reason. It is there to remind you of those core values that will keep your integrity intact. That "safe thinking" will guide you through all seasons. It will remind you that professional growth and upward financial mobility is a marathon race and not a quick sprint.

2. Do not let your father's voice keep you from negotiating professional realities and fulfilling your potential. Remember other people inform your financial instincts as well: professors, mentors, friends. Allow them to guide your decision-making process too.

3. Learning to trust yourself can be anxiety provoking. It will take time for you to gain confidence in your own decision-making abilities. Setbacks are natural; careful not to see them as failures.

4. Do not worry . . . as with every new situation, you will adapt. Slowly, you will begin to trust yourself and the anxiety will abate.

5. Have faith that your father has taught you well, and it is now your time! Take those lessons and build upon them.

Everyone's financial circumstances are different. I wish you the best of luck in charting your own course and reaping the financial benefits of calculated risk taking.

Good Luck!!!

As always, please send all questions and comments to "Ask Noah" at

Have a profitable and peaceful week,