The following commentary comes from an independent investor or market observer as part of TheStreet's guest contributor program, which is separate from the company's news coverage.NEW YORK ( TheStreet) -- Q: My father taught me a lot regarding finance. His voice constantly guides my choices at work. Lately, my own financial instincts differ from his traditional, safe thinking. I feel anxious because I've always followed his lead and have respect for his teachings. Can I get tips on both following my gut and utilizing what he taught me? A: Excellent question. You are blessed to have the kind of father whose advice you respect.