People's United Financial This bank posted fourth-quarter net income of $43 million, or 12 cents a share, an increase from $32 million, or 9 cents, a year ago. "We expect PBCT to post improved results in FY12 with execution on the cost cutting strategy and the concurrent return to operating leverage in 1H12, further market share gains, and share buybacks/M&A. However, we await a better entry point, as the rate of improvement is sensitive to capital deployment, which came at a slower pace in 4Q11," Deutsche Bank analysts wrote in a report on Jan. 23. Forward Annual Dividend Yield: 4.9% Rated "B+ (Buy)" by TheStreet Ratings: The company's fourth-quarter gross profit margin was about the same as a year ago. In the fourth quarter, stockholders' net worth also remained about the same from the previous year. TheStreet Ratings' price target is $15.47. The stock closed Thursday at $12.63.