C. Wallace Sansbury will retire at the end of 2011 completing a 45 year career in banking. He most recently served as Executive Vice President of Southwest Georgia Bank and Southwest Georgia Financial Corporation since 2006. During the ten years prior to 2006, he served as head of the commercial and agricultural credit division and as manager of the financial institutions department. Wallace’s banking experience also includes 27 years with Citizens and Southern National Bank in Valdosta, Albany and Moultrie, Georgia, as well as three years with Regions Bank in Ellijay, Georgia.Mr. Drew commented, “Wallace was a key member of our team; his insights, leadership, and expertise greatly benefited Southwest Georgia Financial throughout his 15 years with us. I would like to thank Wallace for his many contributions during that time, and wish him well in his upcoming retirement.” About Southwest Georgia Financial Corporation Southwest Georgia Financial Corporation is a state-chartered bank holding company with approximately $294 million in assets headquartered in Moultrie, Georgia. Its primary subsidiary, Southwest Georgia Bank, offers comprehensive financial services to consumer, business, and governmental customers. The current banking facilities include the main office located in Colquitt County, and branch offices located in Baker County, Thomas County, Worth County, and Lowndes County. In addition to conventional banking services, the bank provides investment planning and management, trust management, mortgage banking, and commercial and individual insurance products. Insurance products and advice are provided by Southwest Georgia Insurance Services which is located in Colquitt County. Mortgage banking for primarily commercial properties is provided by Empire Financial Services, Inc., a mortgage banking services firm. More information on Southwest Georgia Financial Corp. and Southwest Georgia Bank can be found at its website: www.sgfc.com. SAFE HARBOR STATEMENT This news release contains forward-looking statements, as defined by federal securities laws, including statements about the Company’s financial outlook. These statements are based on current expectations and are provided to assist in the understanding of future financial performance. Such performance involves risks and uncertainties that may cause actual results to differ materially from those expressed or implied in any such statements. For a discussion of some risks and other factors that could cause the Company’s actual results to differ materially from such statements, please refer to the Company’s filings with the Securities and Exchange Commission, including its Annual Reports on Form 10-K and Quarterly Reports on Form 10-Q under the sections entitled “Forward-Looking Statements” and “Risk Factors”. The Company undertakes no obligation to update any forward-looking statements as a result of new information, future events or otherwise, except as otherwise required by law.