2. T Rowe Price Retirement 2040T Rowe Price Retirement 2040 ( TRRDX) seeks highest total return over time consistent with an emphasis on both capital growth and income. The fund pursues this objective by investing in a diversified portfolio of T. Rowe Price stock and bond funds. The allocation between T. Rowe Price stock and bond funds will change over time. The fund invests in a diversified portfolio consisting of about 90% stocks and 10% bonds with both an increasing allocation to bonds and an increasing emphasis to short-term bonds over time. Expense Ratio: 0.76% Load: 0.00% Rated "B+" by TheStreet Ratings:
1. Invesco Balanced-Risk Retirement 2040 RInvesco Balanced-Risk Retirement 2040 R ( TNDRX) has an investment objective to provide capital appreciation and current income, consistent with its current asset allocation. The fund is a fund of fund. The fund seeks to meet its investment objective by building a portfolio of underlying funds. The fund is structured for investors whose target retirement dates are around the year 2040. The fund asset allocation strategy invests primarily in domestic equity funds. The fund may also invest in foreign equity funds and to a lesser extent in fixed income funds. Expense Ratio: 2.46% Load: 0.00% Rated "A" by TheStreet Ratings:
How We Rate FundsTheStreet Ratings condenses the available fund performance and risk data, including penalties for load charges, into a single composite opinion of each fund's risk-adjusted performance. This allows the unbiased identification of those funds that have historically done well and those that have underperformed the market. While there is no guarantee of future performance, these investment ratings provide a solid framework for making informed, timely investment decisions. In order to qualify for a rating, an open-end fund must either have three years of risk and return data or be an additional share class of an existing fund with at least three years of performance statistics. Funds rated "A" or "B" are considered "Buy" based on a track record of higher than average risk-adjusted performance. Funds at the "C" level are rated as "Hold," while underperformers at the "D" and "E" levels our model ranks as "Sell." -- -- Written by Kevin Baker in Jupiter, Fla.
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