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NEW YORK ( TheStreet) -- The ex-dividend date for Horace Mann Educators (NYSE: HMN) is tomorrow, December 15, 2011. Owners of shares as of market close today will be eligible for a dividend of 13 cents per share. At a price of $13.08 as of 9:33 a.m. ET, the dividend yield is 3.9%. The average volume for Horace Mann Educators has been 240,000 shares per day over the past 30 days. Horace Mann Educators has a market cap of $533.5 million and is part of the financial sector and insurance industry. Shares are down 24.7% year to date as of the close of trading on Tuesday. Horace Mann Educators Corporation, through its subsidiaries, markets and underwrites personal lines of property and casualty insurance, retirement annuities, and life insurance in the United States. The company has a P/E ratio of 10.6, below the average insurance industry P/E ratio of 10.8 and below the S&P 500 P/E ratio of 17.7.