Please enjoy this free sample of our premium content featuring Jim Cramer. To get all of Cramer's premium content free for a limited time, please register here.NEW YORK ( RealMoney) -- No position I have taken in recent times has been as needlessly controversial as my stand against the financials. Every time they go up the catcalls are so loud as to be deafening. "Cramer," they write, "You kept me out of this big rally." To which I ask, "What big rally?" and say, if you have a reason to buy them, be my guest. I don't. For years I have had to hear that our banks needed to be competitive in Europe. They need to be involved in offering insurance on sovereign bonds and on bank bonds. They had to get involved in these currency swap markets if they wanted to maintain a global footprint.