This is another card that works like cash, with just a few distinct differences. Unlike cash, this Visa costs buyers $3.95 just for the purchase and another $1.95 for delivery. That's not great but, unlike cash, if it gets lost or stolen GiftCardMall.com can ship a new one complete with the remaining funds. With that peace of mind, the card can be used at any store or online outlet that accepts Visa. It has no further fees, no expiration date and basically no restrictions on how to spend the $20 to $500 on it.