State Auto Financial ( STFC) Q3 2011 Earnings Call November 8, 2011 10:00 AM ET Executives Steve English – VP and CFO Robert Restrepo – President, Chairman and CEO Analysts Matt Rohrmann – Keefe, Bruyette & Woods Paul Newsome – Sandler O’Neill & Partners Ryan Burns Larry Greenberg – Langen McAlenney PresentationOperator
Good morning, and thank you for standing by. I would like to remind all parties that your lines have been placed on listen-only until the question-and-answer portion of today’s conference. (Operator Instructions) Today’s conference is being recorded. If you should have any objection, you may disconnect at this time. It is now my pleasure to introduce your speakers for today, Mr. Bob Restrepo, Chairman and Chief Executive Officer; and Mr. Steve English, Chief Financial Officer. Thank you, gentlemen. You may begin. Steve English Thank you, Emily. Good morning, and welcome to our third quarter 2011 earnings conference call. Today, I’m joined by several members of STFC’s senior management team, our Chairman, President and CEO, Bob Restrepo; Chief Investment Officer, Jim Duemey; Chief Actuarial Officer, Matt Mrozek and our Chief Accounting Officer and Treasurer, Cindy Powell. Today’s call will include prepared remarks by our CEO, Bob Restrepo and me, after which, we will open the lines for questions. Please note our comments today may include forward-looking statements, which by their nature, involve a number of risk factors and uncertainties which may affect future financial performance. Such risk factors may cause actual results to differ materially from those contained in our projections or forward-looking statements. These types of factors are discussed at the end of our press release as well as in our annual and quarterly filings with the Securities and Exchange Commission to which I refer you.