NEW YORK ( LowCards.com) -- The kids are still eating their trick-or-treat candy, and Christmas has probably not even entered their minds. But according to the National Retail Federation, nearly 40% of consumers had already started their Christmas shopping before Halloween.The most wonderful time of the year has crept into October and November, but Christmas must be celebrated with a budget and a spending plan. A survey by Consumer Reports showed that 14.1 million Americans, or 6% of the country, are still paying off credit card purchases from last holiday season, up from 13.6 million in 2009.
|Some 14.1 million Americans are still paying off 2010 holiday credit card purchases. Don't join them.|
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