These types of statements are subject to various known and unknown risks, uncertainties, assumptions, and other factors including, but not limited to, those relating to changes in interest rates and the market value of MFA’s investment securities; changes in the prepayment rates on the mortgage loans securing MFA’s investment securities; MFA’s ability to borrow to finance its assets; implementation of or changes in government regulations or programs affecting MFA’s business; MFA’s ability to maintain its qualification as a real estate investment trust for federal income tax purposes; MFA’s ability to maintain its exemption from registration under the Investment Company Act of 1940; and risks associated with investing in real estate related assets, including changes in business conditions and the general economy.These and other risks, uncertainties and factors, including those described in MFA’s Annual Report on Form 10-K for the year ended December 31st, 2010 and other reports that it may file from time-to-time with the Securities and Exchange Commission could cause MFA’s actual results to differ materially from those projected, expressed or implied in any forward-looking statements they make. For additional information regarding MFA’s use of forward-looking statements please see the relevant disclosure in press release announcing MFA’s third quarter 2011 financial results. Thank you for your time. I’d now like to turn this call over to Stewart Zimmerman, MFA’s Chief Executive Officer. Stewart Zimmerman Good morning, and welcome to MFA’s third quarter 2011 earnings call. With me this morning are Bill Gorin, President; Stephen Yarad, Chief Financial Officer; Ron Freydberg; Executive Vice President; Craig Knutson, Executive Vice President; Hal Schwartz, Senior Vice President & General Counsel; Kathleen Hanrahan, Senior Vice President and Chief Accounting Officer; and Shira Finkel, Senior Vice President. Today we announced financial results for the third quarter ended September 30th, 2011. Recent financial results and other significant highlights for MFA includes the following; third quarter net income per common share $0.23 of core earnings per common share in $0.24.