Listeners are cautioned not to place undue reliance on these forward-looking statements, which speak only as of today. Arbor undertakes no obligation to publicly update or revise these forward-looking statements to reflect events or circumstances after today or the occurrences of unanticipated events.I’ll now turn the call over to Arbor’s President and CEO, Ivan Kaufman. Ivan Kaufman – President and Chief Executive Officer Thank you, Paul, and thanks everyone for joining us on today’s call. In a moment, Paul will take you through the financial results for the quarter, but first I would like to spend some time talking about some of our accomplishments and outlooks for the remainder of 2011 and 2012. As we stated on our last few earnings calls, we have heavily focused on our core lending business with the goal of increasing the quality of platform our net interest spreads and core earnings overtime. In the third quarter, we originated six loans totaling $29.7 million with a weighted average yield of approximately 7.5% and we have now originated 16 loans totaling a $103 million for the nine months ended September 30th with a weighted average on leverage yield of approximately 7% and a weight average leverage yield of 16%. We’ve also expanded our investment opportunities are becoming active in a residential lending arena, which is an area we have significant amount of experience in. We believe these investments will diversity our platform and generate outsize returns and a such in the third quarter, we purchased two residential mortgage securities totaling $4.6 million with an average yield of approximately 6% and 11 returns of around 30%, and estimated average life of six to nine months. And in October, we purchased two additional residential securities totaling $25 million with $20 million of leverage that will also generate leverage returns expected to be approximately 30% and average return of life of 12 to 18 months in addition to generating $15 million of loans and investments with a weighted average yield of approximately 18% with a target leverage return to exceed 15%.