The following commentary comes from an independent investor or market observer as part of TheStreet's guest contributor program, which is separate from the company's news coverage.NEW YORK ( Top Gun Options) -- The events in Europe have crystallized "us" vs. "them" to the entire world. It's only going to get worse. "They" wonder where all the rage is coming from. "They" wonder why "we the people" are pissed. "They" laugh, shake their heads, and then go back to "work," walking past their million-dollar art work and settle into their comfy chairs to stare at a screen to watch numbers and colors flicker. "They" go back on the floor to give another speech, recognizing the next "honorable" person from some other "great state," looking at their watches to make sure they're going to make it to their fundraiser that night. They're picking up some big checks from some Wall Street folks ... can't be late. ... "They," of course, can do whatever they want. "We," of course, cannot. I'm done with the "kick the can down the street" analogy. It's tired. This is just sad. But not for China, who is now officially the world's banker. I say we immediately disband the U.S. military and NATO -- that'll go right to the bottom line -- and let our bankers protect us instead. They're not going to want their debtors hurt. They're smart. I'd like to try something today; maybe we all should. I'm going to call up all my creditors (there are a lot -- life hasn't been so kind to me and my family for the past couple years) and tell them that they're going to take a 50% haircut on everything I owe them. That's 50 cents on the dollar. You with me? Let's do it. "They," of course, will laugh and hang up on you. Well maybe not. They need to take some notes first saying you called and said what you said (it was recorded for customer satisfaction). Standby for a letter in a week saying your credit limit has been reduced and now that you're above your new limit you've been assessed a $50 fee. You're not a government or large corporation. You're you. No one cares about you. No offense. Seriously. They don't. People are expendable. There's more where you came from. You're simply cord wood -- feed the fire.