SunTrust Banks (STI) Q3 2011 Earnings Call October 21, 2011 8:00 am ET Executives Kristopher Dickson - Aleem Gillani - Chief Financial Officer William Henry Rogers - Chief Executive Officer, President and Director Thomas E. Freeman - Chief Risk Officer and Corporate Executive Vice President Analysts Craig Siegenthaler - Crédit Suisse AG, Research Division Jefferson Harralson - Keefe, Bruyette, & Woods, Inc., Research Division Matthew O'Connor - Deutsche Bank AG, Research Division Ian Foley - Jefferies & Company, Inc., Research Division John G. Pancari - Evercore Partners Inc., Research Division Matthew H. Burnell - Wells Fargo Securities, LLC, Research Division Marty Mosby - Guggenheim Securities, LLC, Research Division Todd L. Hagerman - Sterne Agee & Leach Inc., Research Division PresentationOperator
Welcome to the SunTrust Third Quarter Earnings Conference Call. [Operator Instructions] Today's conference is being recorded. If you have any objections, please disconnect at this time. I would now like to turn the conference over to Mr. Kris Dickson, Director of Investor Relations. You may begin. Kristopher Dickson Thanks, Wendy, and good morning, everyone. Welcome to SunTrust Third Quarter Earnings Conference Call. Thanks for joining us. In addition to the press release, we've also provided a presentation that covers the topics we plan to address during our call today. The press release, presentation and detailed financial schedules are available on our website, www.suntrust.com. This information can be accessed by going to the Investor Relations section of the website. Discussing our earnings presentation today will be Bill Rogers, our President and Chief Executive Officer; and Aleem Gillani, our Chief Financial Officer. Also joining us today, among other members of our executive management team, are Tom Freeman, our Chief Risk Officer; C. T. Hill, our Head of Consumer Banking, and Mark Chancy, our Head of Wholesale Banking.