Citigroup Inc. (C) October 20, 2011 10:00 am ET Executives Ilene Fiszel Bieler - Eric W. Aboaf - Treasurer John C. Gerspach - Chief Financial Officer Analysts Barry Cohen - Merrill Lynch Ryan O'Connell - Mark Kehoe - Goldman Sachs Michael Rogers - Conning Asset Management Unknown Analyst - Robert Smalley PresentationOperator
Hello, and welcome to Citi's Fixed Income Investor Review with Chief Financial Officer, John Gerspach; and Treasurer, Eric Aboaf. Today's call will be hosted by Ilene Fiszel Bieler, Head of Fixed Income Investor Relations. [Operator Instructions] Also as a reminder, this conference is being recorded today. If you have any objections, please disconnect at this time. Ms. Fiszel Bieler, you may begin your conference. Ilene Fiszel Bieler Thank you, operator. Good morning, and thank you all for joining us. In our call today, our CFO, John Gerspach, will speak first. Then Eric Aboaf, our Treasurer will take you through the fixed income investor presentation, which is available for download on our website, www.citigroup.com. Afterwards, we will be happy to take questions. Before we get started, I would like to remind you that today's presentation may contain forward-looking statements that are based on management's current expectations and are subject to uncertainty and changes in circumstances. Actual results and capital and other financial condition may differ materially from these statements due to a variety of factors, including the precautionary statements referenced in our discussion today and those included in our SEC filings, including without limitation, the risk factors section of our 2010 Form 10-K. With that said, let me turn it over to John.