Fulton Financial (FULT) Q3 2011 Earnings Call October 19, 2011 10:00 am ET Executives R. Scott Smith - Chairman, Chief Executive Officer, Member of Executive Committee and Ex-officio Member of Risk Management Committee Charles J. Nugent - Chief Financial Officer and Senior Executive Vice President Laura Wakeley - Media Contact E. Philip Wenger - President, Chief Operating Officer, Director, Member of Executive Committee and Ex-officio Member of Risk Management Committee Analysts Craig Siegenthaler - Crédit Suisse AG, Research Division Frank Schiraldi - Sandler O'Neill + Partners, L.P., Research Division Mac Hodgson - SunTrust Robinson Humphrey, Inc., Research Division Thomas Frick - FBR Capital Markets & Co., Research Division Casey Haire - Jefferies & Company, Inc., Research Division Matthew C. Schultheis - Boenning and Scattergood, Inc., Research Division Mike I. Shafir - Sterne Agee & Leach Inc., Research Division Richard D. Weiss - Janney Montgomery Scott LLC, Research Division Collyn Bement Gilbert - Stifel, Nicolaus & Co., Inc., Research Division PresentationOperator
Good day, ladies and gentlemen, and welcome to Fulton Financial Third Quarter Earnings Conference Call. [Operator Instructions] As a reminder, this conference call is being recorded. And now I'll turn the conference over to Laura Wakeley, Senior Vice President. Please begin. Laura Wakeley Good morning, and thank you for joining us for Fulton Financial Corporation's conference call and webcast to discuss our earnings for the third quarter of 2011. Your host for today's conference call is Scott Smith. Scott is the Chairman and Chief Executive Officer of Fulton Financial. Joining him are Phil Wenger, President and Chief Operating Officer; and Charlie Nugent, Senior Executive Vice President and Chief Financial Officer.