PNC Financial Services Group (PNC) Q3 2011 Earnings Call October 19, 2011 10:00 am ET Executives William H. Callihan - Senior Vice President and Director of Investor Relations Richard J. Johnson - Chief Financial Officer and Executive Vice President James E. Rohr - Chairman of the Board, Chief Executive Officer, Member of Executive Committee and Member of Risk Committee Analysts Gerard S. Cassidy - RBC Capital Markets, LLC, Research Division Matthew O'Connor - Deutsche Bank AG, Research Division John E. McDonald - Sanford C. Bernstein & Co., LLC., Research Division Leanne Erika Penala - BofA Merrill Lynch, Research Division Christopher Gamaitoni - Compass Point Research & Trading, LLC David A. George - Robert W. Baird & Co. Incorporated, Research Division Paul J. Miller - FBR Capital Markets & Co., Research Division Kenneth M. Usdin - Jefferies & Company, Inc., Research Division Betsy Graseck - Morgan Stanley, Research Division Brian Foran - Nomura Securities Co. Ltd., Research Division Todd L. Hagerman - Sterne Agee & Leach Inc., Research Division Ed Najarian - ISI Group Inc., Research Division PresentationOperator
Good morning. My name is Brian, and I'll be your conference operator today. At this time, I would like to welcome everyone to the PNC Financial Services Group Earnings Conference Call. [Operator Instructions] As a reminder, this call is being recorded. I would now like to turn the call over to Director of Investor Relations, Mr. Bill Callihan. Please go ahead, sir. William H. Callihan Thank you, and good morning. Welcome to our conference call today for the PNC Financial Services Group. Participating on this call are PNC's Chairman and Chief Executive Officer, Jim Rohr; and Rick Johnson, Executive Vice President and Chief Financial Officer.