HUNT VALLEY, Md. ( MainStreet) -- This is the last in a series that has featured guest posts from some of the most prolific bloggers and authors in the realm of money and life today. If you missed any, I encourage you to revisit the wisdom Derek Sivers, Chris Guillebeau and J.D. Roth shared with us. And we complete this series of superstars with the person I believe has taken the most unique approach to enhancing our understanding of personal finance -- certainly the most artistic!Carl Richards is a financial planner, blogger and the founder of the elusive Secret Society of Real Financial Planners. Armed with a Sharpie and card stock, Carl used his limited artistic skills to communicate some of the more complex and profound truths of financial planning and investing to clients with simple sketches. His building body of work at BehaviorGap.com got more notice than he expected, and he was invited to become a regular contributor to The New York Times. In January, Portfolio/Penguin is set to publish Carl's first book, Behavior Gap: Simple Ways to Stop Doing Dumb Things With Money. Thankfully, I've also had the privilege of getting to know Carl, and through that relationship I can certify beyond any doubt that his means, methods and message are not merely a smokescreen for attracting followers or selling books, but based on the foundational values upon which he grounds his life at work and home. He's been kind enough to share a sketch and a few words with us.