The following commentary comes from an independent investor or market observer as part of TheStreet's guest contributor program, which is separate from the company's news coverage.By Tom Taulli , InvestorPlace Writer NEW YORK ( TheStreet) -- It's hard to believe that just a few years ago, shares of Research In Motion ( RIMM) were trading at $144. Now they are at a miserable $24. It's easy to point at the dominance of Apple's ( AAPL) iPhone and iPad as reasons for the fall, but this is far from the whole story. The mobile industry as a whole is growing at hyperspeed, and numerous players are showing success, such as HTC, Samsung (SSNLF) and even Amazon ( AMZN), whose Kindle Fire is getting lots of traction. Follow TheStreet on Twitter and become a fan on Facebook. In other words, RIM's problems are mostly self-made. And especially lately, the company has become the Inspector Clouseau of the tech world.