The following commentary comes from an independent investor or market observer as part of TheStreet's guest contributor program, which is separate from the company's news coverage. NEW YORK ( TheStreet) -- I apologize to readers if it seems that I overuse the term "hypocrisy" in my writing. My defense is simple: If I were reporting on a massacre, it would be impossible to do so without regularly using the word "murder" or some synonym. Similarly, living in an age of rampant hypocrisy on the part of our governments, it is impossible to accurately report on the outrageous conduct of Western governments without frequently invoking the accusation of hypocrisy. The examples of such hypocrisy are too numerous to list in full, but I'll offer a small sampling. While these political stooges regularly criticize the rapacious Western multinational banks, there has been zero in the way of "punishment" or even regulation. Instead, all our hypocrite governments have done is reward the crimes of these bankers with ever-larger hand-outs -- with European governments now taking their turn to shower bail-out dollars on their own banking crime syndicate. Meanwhile, what these same governments are doing to their own people can only be described as the economic equivalent of "raping and pillaging." The combination of near-zero interest rates and savage inflation rates severely punish anyone with savings, and is nothing less than an economic "crime against humanity" against our swelling retired populations. These people no longer have the capacity to generate incomes to even partially protect themselves from this economic rape. Then to add further "insult" and hypocrisy to the injuries inflicted upon us by our own traitor-governments, we have to listen to lectures from these hypocrites about how individuals are taking on too much debt. The same governments, which are the biggest deadbeat-debtors in the history of the world and punish "savers" more than any governments in history, have the audacity to criticize their own peoples because we have been forced to emulate their own reckless behavior. It would seem that these governments have already "set the bar so high" when it comes to their hypocritical behavior that nothing could compare to these past outrages. However underestimating the hypocrisy of Western political leaders would be just as foolish and naïve as underestimating the greed of the banksters whom they serve.