TheStreet: What is your biggest worry right now? Ross: My biggest worry right now is that with the way governments are dysfunctional both in Europe and to a degree here that things will get out of control on the downside. TheStreet: And what's the likelihood of that happening? Ross: I think here it's relatively small, but in Europe it's more significant. I think what Europe needs--whatever happens with Greece, whether it defaults or it doesn't, the crisis there is not going to be over. They need fundamental structural reform. I think the Europeans have got to build a huge ring fence around the peripheral sovereign nations and set in motion a kind of European version of the TARP funding for banks that we have here and if they can do that quickly and on a big scale I think it'll solve the problem. If they keep trying to do it by small increments it won't solve the problem because people won't have confidence that they've got their arms around it -- Written by Dan Freed in New York.