Thomas Motamed - Chairman, Chief Executive Officer, Member of Awards Committee, Member of Proxy Committee, Member of Executive Committee and Member of Finance Committee D. Mense - Chief Financial Officer, Principal Accounting Officer and Executive Vice President Analysts Robert Glasspiegel - Langen McAlenney Jay Cohen - BofA Merrill Lynch Adrian Meli Amit Kumar - Macquarie Research PresentationOperator Good day, and welcome to the CNA Financial Corporation's Second Quarter 2011 Earnings Conference Call. Today's call is being recorded. At this time, I'd like to turn the conference over to Ms. Nancy Bufalino. Please go ahead. Nancy Bufalino Thank you, James, and good morning. Welcome to CNA's Second Quarter 2011 Earnings Call. Our press release was issued earlier this morning, along with our financial supplement that can be found on CNA's website. On the call this morning are Tom Motamed, our Chairman and Chief Executive Officer; along with Craig Mense, our Chief Financial Officer. Following Tom and Craig's remarks about the quarterly financial results, we will open it up for your questions. Before turning it over to Tom, I would like to advise everyone that during this call, there may be forward-looking statements made and references to non-GAAP financial measures. Any forward-looking statements involve risks and uncertainties that may cause actual results to differ materially from the statements made during this call. Information concerning those risks is contained in the earnings release and in CNA's most recent 10-K and 10-Q on file with the SEC. In addition, the forward-looking statements speak only as of today, Monday, August 1, 2011, and CNA expressly disclaims any obligation to update or revise any forward-looking statements made during this call.