Advance America, Cash Advance Centers, Inc. ( AEA)

Q2 2011 Earnings Call

July 29, 2011 8:00 am ET

Executives

Jamie Fulmer – Investor Relations

J. Patrick O'Shaughnessy – President, Chief Executive Officer and Director

James A. Ovenden – Executive Vice President and Chief Financial Officer

Analysts

David Burtzlaff – Stephens, Inc.

John Hecht – JMP Securities

Paul Purcell – Continental Advisors

Presentation

Operator

Good day, everyone, and welcome to the Advance America, Cash Advance Centers’ Second Quarter Earnings Results Conference Call. As a reminder, this conference is being recorded.

At this time for opening remarks and introductions, I'd like to turn the call over to Jamie Fulmer. Please go ahead, sir.

Jamie Fulmer

Good morning. Before we begin, let me remind you that during this call, our comments will include certain forward-looking statements. All comments on this call other than those relating to our historical information on our current conditions will be forward-looking statements.

For example, any statements regarding our future expenditures and financial performance, our plans for product expansion, our business strategy, perspective demand for our products or expected legislative or regulatory developments that may affect the cash advance services industry are forward-looking statements.

Please note that these forward-looking statements reflect our opinions only as of the day of this presentation and we undertake no obligation to revise or publicly release the results of any revisions to these forward-looking statements in light of new information or future events.

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