Fulton Financial (FULT) Q2 2011 Earnings Call July 20, 2011 10:00 am ET Executives R. Smith - Chairman, Chief Executive Officer, Member of Executive Committee and Ex-officio Member of Risk Management Committee Charles Nugent - Chief Financial Officer and Senior Executive Vice President E. Wenger - President, Chief Operating Officer, Director, Member of Executive Committee and Ex-officio Member of Risk Management Committee Laura Wakeley - Media Contact Analysts Eric Beardsley - Barclays Capital Craig Siegenthaler - Crédit Suisse AG Collyn Gilbert - Stifel, Nicolaus & Co., Inc. Frank Schiraldi - Sandler O'Neill + Partners, L.P. Richard Weiss - Janney Montgomery Scott LLC Mike Shafir - Sterne Agee & Leach Inc. Matthew Clark - Keefe, Bruyette, & Woods, Inc. Bob Ramsey - FBR Capital Markets & Co. Unknown Analyst - Mac Hodgson - SunTrust Robinson Humphrey, Inc. PresentationOperator
Good day, ladies and gentlemen, and welcome to the Fulton Financial Corporation's Second Quarter Earnings Conference Call. [Operator Instructions] As a reminder, this conference call is being recorded. I would now like to introduce your host for today's conference, Laura Wakeley, Senior Vice President. Laura Wakeley Thank you. Good morning, and thank you all for joining us for Fulton Financial Corporation's conference call and webcast to discuss our earnings for the second quarter of 2011. Your host for today's conference call is Scott Smith, Chairman and Chief Executive Officer of Fulton Financial. Joining him are Phil Wenger, President and Chief Operating Officer; and Charlie Nugent, Senior Executive Vice President and Chief Financial Officer. Our comments today will refer to the financial information included with our earnings announcement which we released at 4:30 yesterday afternoon. These documents can be found on our website at fult.com by clicking on Investor Relations and then on News.