Fidelity Select Consumer Staples ( FDFAX) has an admirable long-term record, ranking in the top 1% of consumer-staples-focused funds over the five-, 10- and 15-year periods. It has an average annual return of 10% over five years and 8.8% over 10 years. During the past month, it lost 2.5%, but it is up 9.6% over three months, and 5.7% this year. The $1.6 billion fund holds 62 stocks and has an annual turnover of 57%. Its top holdings include: household-products maker Procter & Gamble ( PG), at 16% of the fund; Coca-Cola ( KO), 12.4%; international cigarette maker British American Tobacco ( BTI), 7%; pharmacy retailer CVS Caremark ( CVS), 7%; cigarette maker Altria ( MO), 5.5%; and personal-products maker Colgate-Palmolive ( CL), 4%.