Preferred Bank ( PFBC) Q1 2011 Earnings Call April 21, 2011 5:00 p.m. ET Executives Lasse Glassen - IR, Financial Relations Board Li Yu - Chairman, President & CEO Ed Czajka - CFO Louie Couto – EVP Analysts Andrew - Sandler O’Neill & Partners Julianna Balicka - KBW Joe Gladue - B. Riley Joe Stieven - Stieven Capital John Deysher – Pinnacle PresentationOperator
Welcome to the Preferred Bank first quarter 2011 conference call. [Operator instructions.] I would now like to turn the conference over to Lasse Glassen of the Financial Relations Board. Please go ahead sir. Lasse Glassen - IR, Financial Relations Board Thank you, and good day everyone. Thanks for joining us to discuss Preferred Bank’s preliminary results for the first quarter ended March 31, 2011. With us today from management are Mr. Li Yu, chairman, president, and chief executive officer; Ed Czajka, chief financial officer; and Louie Couto, executive vice president. Management will provide a brief summary of the quarter, and then we’ll open the call for questions. During the course of this conference call, statements made by management may include forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Such forward-looking statements are based upon specific assumptions that may or may not prove correct. Forward-looking statements are also subject to known and unknown risks, uncertainties, and other factors relating to Preferred Bank operations and business environment, all of which are difficult to predict, and many of which are out of the control of Preferred Bank.