The following commentary comes from an independent investor or market observer as part of TheStreet's guest contributor program, which is separate from the company's news coverage.NEW YORK ( TheStreet) -- Americans are getting what they voted for. The insistence of the U.S. electorate in continuing to endorse its two-party dictatorship at the ballot box is what emboldens these hypocritical aristocrats to play their political games. In one corner, we have the banker-serving Obama administration. Their one and only concern is to serve Wall Street with the utmost fidelity, in hopes that their masters will reward them with a second term in office. Their mouthpiece is the always-inept, Tim-the-tax-cheat Geithner. The Geithner rhetoric over this impasse at (inevitably) raising the U.S. "debt ceiling" can be characterized as a variation of the same "too big to fail" blackmail which Wall Street successfully parlayed into a $15 trillion bailout/hand-out. If Congress doesn't rubber-stamp an increase in the debt ceiling, then "the sky will surely fall," claims Chicken Little. In another corner we have the schizophrenic Republican Party. One "personality" fills the role of ventriloquist-dummy for the incoherent rabble which has dubbed itself the (new) "Tea Party." The Tea Party Republicans claim that the "best way" to get the U.S.'s out-of-control debt/deficit crisis under control is to simply "crash" the U.S. economy into its debt ceiling. By this logic, the "best way" to slow a motor vehicle which is traveling much too fast is to simply steer toward the nearest brick wall. Tea Party zealots insist that the inevitable economic carnage of "crashing" the world's largest economy (and world's largest deadbeat-debtor) by choking off any additional credit is unavoidable. They claim it is "the only way" to get the elected representatives of the U.S. government to "do the right thing." Essentially, this is simply the mirror-image of the Geithner position. "You must rubber-stamp more debt or the U.S. economy will crash," insists Geithner. "If we crash the U.S. economy, you can't authorize any new debt," counters the Tea Party rabble. Neither position has any merit. Even the most rabid/insane Tea Party crusader understands that it is utterly impossible for the hopelessly insolvent U.S. economy to "balance its budget" today. Thus, this is all just theater and brinksmanship by both sides. The born-again "budget hawks" in the Republican Party are nothing but posers -- vainly attempting to look like they are "getting tough on spending."